Recurring payments
To process recurring payments, MultiSafepay encrypts the customer’s sensitive payment details from an initial transaction as a secure, non-sensitive token. For subsequent payments, the customer can select stored details for faster and easier checkout. This is also known as tokenization.
Benefits
- Subsequent payments are exempt from SCA and 2FA.
- MultiSafepay assumes responsibility for compliant storage of payment details.
- Customers can store multiple tokens.
Uses
- Easily manage recurring payments and subscriptions.
- Payment details can autofill at checkout.
Supported payment methods
- American Express
- Bancontact
- iDEAL
- Maestro
- Mastercard
- SEPA Direct Debit
- Sofort
- Visa
Recurring models
MultiSafepay offers three recurring models:
- Card on file (COF): The cardholder has authorized you to store their card details.
- Subscription: An agreement or services that are billed at the end of your billing cycle, e.g. weekly, monthly.
- Unscheduled: Event-triggered, e.g. mobile top-up when no credit left on the phone.
Our SDKs support all three models. Our plugins use COF only.
Via our API
See API reference – Recurring payments.
Note: Tokens for SEPA Direct Debit “DIRDEB” transactions are originally received as iDEAL or Sofort transactions.
Additional parameters
| Parameter | Type | Description |
|---|---|---|
type |
string | The payment flow for the checkout process. Options: direct, redirect. |
gateway |
string | The unique gateway_id to redirect the customer to the specific payment method. Retrieve gateways using a GET /gateway request. |
Options: AMEX, VISA, MASTERCARD, DIRDEB. |
||
recurring_id |
string | A randomly generated recurring ID for the customer. |
reference |
string | The customer’s reference number for the token. |
recurring_model |
string | The type of recurring model to use. Options: unscheduled, cardOnFile, subscription. |
Via plugins
Make sure you have enabled credit card payments and recurring payments in your MultiSafepay account.
Email requests to your account manager at [email protected]
Supported MultiSafepay plugins
We support recurring payments in our plugins for:
Feedback
Propose a change on GitHub
or
send an email to [email protected]
Other languages
For an explanation in another language, contact your account manager.