Bizum
Note:
We are currently in the pilot phase for this product in Spain.
If you are interested in participating in the next stage of our pilot, email [email protected]
Bizum is a mobile payment system in Spain that enables users to make instant transfers through their banking app, providing a quick and secure way to conduct payments.
| Supports | Details |
|---|---|
| Countries | Spain |
| Currencies | EUR |
| Chargebacks | No |
| Payment pages | Yes |
Payment flow
This diagram shows the flow for a successful transaction. Click to magnify.
Payment statuses
The table below sets out the order status and transaction status for payments and refunds.
| Description | Order status | Transaction status |
|---|---|---|
| The customer has initiated a transaction and gets redirected to Bizum. You can no longer cancel. | Initialized | Initialized |
| The customer has completed the authentication. | Completed | Initialized |
| The customer didn't complete payment within 30 minutes. | Expired | Expired |
| The authentication failed. | Declined | Declined |
| Refunds: Refund complete. | Completed | Initialized |
| Refunds: Refund declined. | Declined | Declined |
Activation
- Request merchant registration at your local bank, and follow guidelines provided by them (for example agreements).
- Provide MultiSafepay with your FUC (Merchant Identification Code), CSB, and Terminal.
- We confirm activation.
- Sign in to your MultiSafepay dashboard .
- To activate the payment method for:
- All sites, go to Settings > Payment methods.
- A specific site, go to Sites, and then click the relevant site.
- Select the checkbox for the payment method, and then click Save changes.
💬 Support: If the payment method isn't visible in your dashboard, email [email protected]
Integration
API
See API reference – Create order > Banking order.
Example requests
For example requests, on the Create order page, in the black sandbox, see Examples > Bizum direct/redirect.
Set gateway to BIZUM, and type to direct or redirect.
-
For direct orders, you must provide the customer with payment instructions to proceed with the payment.
-
Transactions expire after 30 minutes.
Ready made solutions
The payment method will soon be available in our plugins.
Testing
Testing will soon be available for this payment method.
User guides
Amount limits
- Minimum order amount: 0.50 EUR
- Maximum order amount: 1,000 EUR
- Maximum amount per day: 2,000 EUR
- Maximum amount per month: 5,000 EUR
Cancellation
You can no longer cancel a transaction after the status changes to Initialized.
Refunds
You can process full and partial refunds in your dashboard.
Support
Email [email protected]
Updated about 1 month ago