Our business models

We offer a variety of business models to match your solutions and integration capabilities. Depending on how you wish to manage the commercial relationship and the flow of funds, choose the setup that suits your business goals.

Check the guide below for more information about each of our models.

Platforms partner

As a platform partner, you offer your affiliates a specialized software solution with payment capabilities embedded directly into the product. Your backend integrates with the MultiSafepay API and incorporates our payment services as part of your software offering.

The main characteristics of a platforms partner account are:

Affiliates are onboarded as standard merchants
Payments are processed and settled on your main account, and distributed through split payments
Affiliated merchants' fees are charged by you instead of MultiSafepay

Digital Agency

As a Digital Agency, you offer your affiliates a technical business solution and refer them to MultiSafepay as the optimal choice for their payment processing during the webshop implementation phase. In return, we provide technical support, partner benefits, and commercial incentives.

The main characteristics of an integration partner are:

Affiliates are onboarded as standard merchants
Transactions are handled directly by your affiliates' own accounts.
We send you a percentage of the transaction fee.

Split payment partner

As a split payment partner, you can distribute a transaction amount among several of your affiliates. Products purchased by the customer can be charged from different shops in a single transaction.

Transactions can be processed either through your partner account or your affiliated merchants' accounts. A fee is agreed upon beforehand between you and the affiliated merchant per transaction.

To learn how to split a payment, check our recipe.

The main characteristics of a split partner account are:

Affiliates are onboarded as standard merchants
Transactions can be handled from your partner account or your affiliates' accounts.
A percentage (agreed beforehand) of each transaction is sent to your partner account

Refunds and invoicing

When using split payments, consider the following to understand where transactions and related operations are processed:

Refunds
Transactions can be created from either your partner account or your affiliates’ accounts. The account from which the transaction originates determines where the refund is processed.

Via API: Make a refund order request. Ensure to use the correct API key for your partner website or affiliate website.
Via your partner or affiliate dashboard: See how to refund a split payment for more information.

Invoices
Invoices are generated monthly. Depending on where transactions are processed, invoices are issued to your partner account or your affiliated merchants' accounts.

Buy-Sell

As a Buy-Sell partner, you have full flexibility and control over how you price payment processing for your affiliates. As the partner, you can set custom pricing per payment method for each affiliate, and you earn a commission on every transaction they process based on the difference between your partner rates and the rates you set for them.

How to manually adjust your affiliate's fees

Sign in to your MultiSafepay dashboard .
Go to Affiliates > Overview.
Click on the relevant affiliate.
Go to the payment method you want to modify and click Edit.
You can adjust the sell rate per transaction processed with said payment method.

The main characteristics of a Buy-Sell partner are:

Affiliates are onboarded as standard merchants
Transactions are handled directly by your affiliates' own accounts.
We send you a percentage of the transaction fee.