Zero Authorization is an account verification method for credit cards that is used to verify a cardholders information without charging the consumer. Instead, an amount of zero (€ 0,00) is charged on the card to store the credit card information in the form of a token and to determine whether the card is legitimate or not. After creating the token, is then possible to charge the consumer with a new transaction with either Tokenization or Recurring Payments
The zero amount transaction can be executed with or without 3D Secure, depending on the users’ case. This feature can protect merchants against fraud liability for future transactions.
The following scenarios are ways in which Zero Authorization can be used.
MultiSafepay would like to mention that these functions can be developed and are not offered by MultiSafepay.
The full API documentation on Manual Capture will assist in the implementation of the feature.
|Action||Order Status||Transaction Status||Description|
|Zero amount transaction||Completed||Completed||A transaction is executed amounting to zero.|
Zero Authorization is suitable for a number of credit cards:
Zero authorization transactions can be executed in all currencies and countries.