What is server to server credit card processing?
By requesting the credit card details on the webshop, a ‘direct’ transaction can be created. Customers can finalize a credit card payment without being redirected to the Payment page of MultiSafepay, resulting in a faster checkout experience and a higher level of control from the merchant’s perspective.
Types of Credit & Debit Cards supported for Server to Server direct payments.
|Debit / Credit cards||Supported for server to server direct payments|
|Visa||3D verified by Visa and NON 3D|
|Mastercard||3D secure code and NON 3D|
|American Express||NON 3D = No Safekey|
Transaction Payment Statuses
|Transaction status||Supported for server to server direct payments|
|Initialized||A transaction has been initiated, but no payment has been received yet.|
|Completed||Payment has been successful.|
|Declined||Rejected by the credit card company.|
|Canceled||Canceled by the merchant (only aplies to the status initialized or uncleared).|
|Uncleared||Waiting for manual permission of the merchant to approve or decline the payment.|
|Expired||Depending on the payment method, unfinished transaction automatically expires after a predifined period.|
Read more about 3D Secure in our article What is 3D Secure?
Credit Card Settings to allow direct credit card 3D secure payments.
3D Secure is a technical standard to enhance security. Credit card transactions which are processed with the 3D Secure protocol require a form of authentication of the customer, during the payment process. This is usually done via a password connected to the card.
By default all card orders are processed with 3D Secure. Except American Express orders; 3D Secure ‘Safekey’ is currently not supported for American Express transaction.
Read more about Dynamic 3D Secure in our FAQ article Dynamic 3D Secure.