Klarna is a flexible online payment method that lets customers pay now, in 30 days, or in 3-4 installments. It also offers financing. Customers are only charged for the items they keep from the order. Klarna bears the risk and guarantees settlement.
|Countries||Austria, Belgium, Denmark, Finland, France, Germany, Italy, Norway, Portugal, Spain, Sweden, Switzerland, The Netherlands|
|Currencies||EUR, GBP, SEK, NOK, DKK|
|Chargebacks||No – See Chargebacks.|
|Refunds||Full, partial, and API refunds, discounts|
|Transactions expire after||1 hour|
For more information, see Klarna – Betaal later.
The customer’s billing and shipping addresses must be the same.
Due to changes to the Wet op het consumentenkrediet, merchants who apply surcharges to pay later methods are now deemed credit providers under article 7:57 of the Burgerlijk Wetboek. This requires a permit from the Authority for Financial Markets (AFM). We therefore strongly recommend discontinuing any surcharges.
For more information, see Klarna – Welk bedrag kan ik maximaal doorberekenen aan mijn klant?