CBC is a local Belgium payment method used by frech speaker customers with a bank account with the Belgian bank CBC. CBC customers can therefore pay through their familiar banking environment.
Essentially, there is no real difference between these two payment methods. Both payment methods offer the same way of paying for your products.
The main difference is that CBC is focused on the French speaking part of Belgium, whereas KBC is meant for the Dutch speaking population of Belgium.
It’s important to note that, due to KBC and CBC being two different branches, in our payment gateway you will be provided with a separate option for both of these payment methods. Consumers under KBC cannot complete transactions through CBC and vice-versa. The way they function, however, is exactly the same.
CBC is a banking payment method that allows CBC customers to pay directly using their CBC bank account. CBC is similar to any bank payment. A customer chooses to pay with CBC, authenticates their account, and confirms to pay.
CBC payments can only be processed on our new payment page starting with PayV2
In the event which a customer makes a successful payment, but does not finalize the process by pressing the “return to website” button, no status update will be received on our end. The transaction status will therefore remain Initialized. However, we import our bank statements daily and all incoming payments which have not been completed yet will then be completed.
The transaction flow shows the different ways a transaction can be processed. This differs per payment method.
The order status indicates the status of the order, such as Completed, Pending or Rejected. The order status is independent of the incoming or outgoing payment of the transaction.
The transaction status indicates the payment status of the transaction, such as completed, pending or rejected. Once the transaction status is completed, the amount of the transaction is added to your MultiSafepay balance.
|Order Status||Transaction Status||Description|
|Initialized||Initialized||A payment link has been generated, but no payment has been received yet.|
|Completed||Completed||A successful CBC transaction has been received and the funds will be added to your MultiSafepay Control balance.|
|Expired||Expired||An unfinished transaction will automatically expire after a predefined period.|
|Void||Cancelled||Transaction has been cancelled.|
|Order Status||Transaction Status||Description|
|Initialized||Initialized||A refund has been requested.|
|Completed||Completed||Refund has been successfully processed.|
The full API reference for CBC can be found here
Some rules may apply to certain payment methods. For CBC, the following rules apply:
Refunding more than the stated amount of the original transaction is possible with CBC. More information is available on our refund more than original amount page
Successful CBC transactions have no expiring date regarding refunding, as long as the receiving bank is able to process the refund
The lifetime of a payment link can be adjusted. This might be beneficial for your inventory. The adjustment can be processed through the days or seconds active. Full documentation can be found on our lifetime of a payment link FAQ page.
Payments done through CBC are processed in Euros (EUR)
CBC is a standard payment method.
CBC can be activated in your MultiSafepay Control under Settings -> Payment methods. Enable CBC as payment method in your ecommerce platform to finalize the activation.
If CBC is not visible as a payment method in your MultiSafepay Control, you can contact the Integrations team at [email protected] to assist you further.
Note: Before you request CBC to be activated, check whether this payment method is supported by your ecommerce platform and your MultiSafepay Control.
Please follow these steps to refund a CBC transaction:
Please note that by default, MultiSafepay does not allow for you to refund more than the stated amount of the original transaction.
The transaction status is now initialized. As long as the transaction status is marked as initialized, the refund can be cancelled. When the transaction status is marked as completed, the refund is processed correctly. The customer will receive the refund to the bank account number in which the transaction was originally paid to, within the next business day.
A refund will only be processed if your balance on your MultiSafepay Control is sufficient.
We do not automatically receive the IBAN when a transaction is completed. However, we import our bank statements daily and all incoming payments which have not been completed yet will then be completed. Refunds can therefore be done after 1 business day.
In the event of a failed CBC refund, please contact our support team at [email protected] to assist you.